GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OPBK · Sep 30, 2021

OP Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001628280-21-022210Bank
Sequential deposit growth54thOwn-history percentile · N=13
Evidence method

Sequential · gp.financial.deposits

4.34% · CORE · VALID

Net-income growth90thOwn-history percentile · N=10
Evidence method

Yoy · gp.fundamentals.net_income

129.49% · CORE · VALID

Interest-expense growth30thOwn-history percentile · N=10
Evidence method

Yoy · gp.financial.interest_expense

-52.04% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=10
Evidence method

Yoy · gp.financial.interest_income

33.34% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=14
Evidence method

Level · gp.fundamentals.cash

$188.1M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History33 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
11.57%
Current
4.34%
Delta
-7.23%
Earnings Growth Decreased
Previous
164.03%
Current
129.49%
Delta
-34.55%
Funding Cost Growth Increased
Previous
-66.42%
Current
-52.04%
Delta
14.38%
Interest Income Growth Increased
Previous
18.80%
Current
33.34%
Delta
14.54%
Liquidity Increased
Previous
$128.7M
Current
$188.1M
Delta
$59.5M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.