Research / ACNB / Fundamental state Inspectable configuration
State dimensions Filing 0000715579-21-000033 Bank
Sequential deposit growth 85th Own-history percentile · N=13
Evidence method Sequential · gp.financial.deposits
4.26% · CORE · VALID
Interest-expense growth 0th Own-history percentile · N=10
Evidence method Yoy · gp.financial.interest_expense
-40.79% · CORE · VALID
Interest-income growth 0th Own-history percentile · N=10
Evidence method Yoy · gp.financial.interest_income
-7.36% · CORE · VALID
Cash and equivalents 100th Own-history percentile · N=14
Evidence method Level · gp.fundamentals.cash
$506.8M · CORE · VALID
Sequential loan growth 23th Own-history percentile · N=13
Evidence method Sequential · gp.financial.loans
-1.67% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 4/4 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 3.31%
Current 4.26%
Delta 0.95% Funding Cost Growth Decreased
Previous 20.53%
Current -40.79%
Delta -61.33% Interest Income Growth Decreased
Previous 22.62%
Current -7.36%
Delta -29.98% Liquidity Increased
Previous $399.4M
Current $506.8M
Delta $107.4M Loan Growth Increased
Previous -3.81%
Current -1.67%
Delta 2.14% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.