Research / ACNB / Fundamental state Inspectable configuration
State dimensions Filing 0000715579-23-000069 Bank
Sequential deposit growth 10th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-4.48% · CORE · VALID
Net-income growth 50th Own-history percentile · N=18
Evidence method Yoy · gp.fundamentals.net_income
10.36% · CORE · VALID
Interest-expense growth 84th Own-history percentile · N=19
Evidence method Yoy · gp.financial.interest_expense
37.11% · CORE · VALID
Interest-income growth 63th Own-history percentile · N=19
Evidence method Yoy · gp.financial.interest_income
12.16% · CORE · VALID
Cash and equivalents 25th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$84.0M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 4/4 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -6.51%
Current -4.48%
Delta 2.03% Earnings Growth Decreased
Previous 36.73%
Current 10.36%
Delta -26.37% Funding Cost Growth Increased
Previous -20.21%
Current 37.11%
Delta 57.32% Interest Income Growth Decreased
Previous 32.26%
Current 12.16%
Delta -20.10% Liquidity Decreased
Previous $114.1M
Current $84.0M
Delta -$30.0M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.