Research / ACNB / Fundamental state Inspectable configuration
State dimensions Filing 0000715579-23-000044 Bank
Sequential deposit growth 0th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-6.51% · CORE · VALID
Net-income growth 71th Own-history percentile · N=17
Evidence method Yoy · gp.fundamentals.net_income
36.73% · CORE · VALID
Interest-expense growth 44th Own-history percentile · N=18
Evidence method Yoy · gp.financial.interest_expense
-20.21% · CORE · VALID
Interest-income growth 100th Own-history percentile · N=18
Evidence method Yoy · gp.financial.interest_income
32.26% · CORE · VALID
Cash and equivalents 30th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$114.1M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 4/4 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous -5.87%
Current -6.51%
Delta -0.64% Earnings Growth Increased
Previous 28.45%
Current 36.73%
Delta 8.29% Funding Cost Growth Increased
Previous -47.59%
Current -20.21%
Delta 27.38% Interest Income Growth Increased
Previous 11.37%
Current 32.26%
Delta 20.89% Liquidity Decreased
Previous $168.2M
Current $114.1M
Delta -$54.1M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.