Research / ACNB / Fundamental state Inspectable configuration
State dimensions Filing 0001628280-26-054143 Bank
Sequential deposit growth 80th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
0.39% · CORE · VALID
Net-income growth 75th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
30.61% · CORE · VALID
Interest-expense growth 40th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-8.34% · CORE · VALID
Interest-income growth 30th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
5.07% · CORE · VALID
Cash and equivalents 30th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$81.8M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 4/4 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 3.08%
Current 0.39%
Delta -2.69% Funding Cost Growth Decreased
Previous 5.62%
Current -8.34%
Delta -13.96% Interest Income Growth Decreased
Previous 16.37%
Current 5.07%
Delta -11.30% Liquidity Decreased
Previous $93.6M
Current $81.8M
Delta -$11.8M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Mar 31, 2026
Similarity 79%
Compared 4 dimensions
Coverage 80% Liquidity 10.0 · Deposit Growth 5.0 · Funding Cost Growth 5.0 · Interest Income Growth 40.0 Dec 31, 2024
Similarity 68%
Compared 5 dimensions
Coverage 100% Liquidity 30.0 · Deposit Growth 25.0 · Earnings Growth 35.0 · Funding Cost Growth 45.0 · Interest Income Growth 20.0 Jun 30, 2024
Similarity 67%
Compared 5 dimensions
Coverage 100% Liquidity 5.0 · Deposit Growth 30.0 · Earnings Growth 5.0 · Funding Cost Growth 55.0 · Interest Income Growth 40.0 Jun 30, 2021
Similarity 63%
Compared 5 dimensions
Coverage 100% Liquidity 70.0 · Deposit Growth 22.9 · Earnings Growth 5.0 · Funding Cost Growth 30.9 · Interest Income Growth 20.9 Jun 30, 2025
Similarity 62%
Compared 5 dimensions
Coverage 100% Liquidity 5.0 · Deposit Growth 30.0 · Earnings Growth 20.0 · Funding Cost Growth 30.0 · Interest Income Growth 70.0 Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.