Research / ACNB / Fundamental state Inspectable configuration
State dimensions Filing 0000715579-23-000015 Bank
Sequential deposit growth 0th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-5.87% · CORE · VALID
Net-income growth 69th Own-history percentile · N=16
Evidence method Yoy · gp.fundamentals.net_income
28.45% · CORE · VALID
Interest-expense growth 18th Own-history percentile · N=17
Evidence method Yoy · gp.financial.interest_expense
-47.59% · CORE · VALID
Interest-income growth 65th Own-history percentile · N=17
Evidence method Yoy · gp.financial.interest_income
11.37% · CORE · VALID
Cash and equivalents 50th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$168.2M · CORE · VALID
Sequential loan growth 88th Own-history percentile · N=17
Evidence method Sequential · gp.financial.loans
4.92% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 4/4 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous -1.17%
Current -5.87%
Delta -4.71% Earnings Growth Decreased
Previous 40.27%
Current 28.45%
Delta -11.82% Funding Cost Growth Decreased
Previous -41.84%
Current -47.59%
Delta -5.76% Interest Income Growth Decreased
Previous 20.02%
Current 11.37%
Delta -8.64% Liquidity Decreased
Previous $357.0M
Current $168.2M
Delta -$188.9M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.