Research / ACNB / Fundamental state Inspectable configuration
State dimensions Filing 0000715579-22-000040 Bank
Sequential deposit growth 6th Own-history percentile · N=17
Evidence method Sequential · gp.financial.deposits
-0.64% · CORE · VALID
Net-income growth 15th Own-history percentile · N=13
Evidence method Yoy · gp.fundamentals.net_income
-11.67% · CORE · VALID
Interest-expense growth 0th Own-history percentile · N=14
Evidence method Yoy · gp.financial.interest_expense
-49.93% · CORE · VALID
Interest-income growth 21th Own-history percentile · N=14
Evidence method Yoy · gp.financial.interest_income
-6.68% · CORE · VALID
Cash and equivalents 78th Own-history percentile · N=18
Evidence method Level · gp.fundamentals.cash
$477.6M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 4/4 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 0.37%
Current -0.64%
Delta -1.01% Earnings Growth Decreased
Previous 51.32%
Current -11.67%
Delta -62.99% Funding Cost Growth Decreased
Previous -43.42%
Current -49.93%
Delta -6.50% Interest Income Growth Increased
Previous -8.36%
Current -6.68%
Delta 1.69% Liquidity Decreased
Previous $710.1M
Current $477.6M
Delta -$232.5M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.