GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ACNB · Dec 31, 2021

ACNB CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000715579-22-000018Bank
Sequential deposit growth19thOwn-history percentile · N=16
Evidence method

Sequential · gp.financial.deposits

0.37% · CORE · VALID

Net-income growth83thOwn-history percentile · N=12
Evidence method

Yoy · gp.fundamentals.net_income

51.32% · CORE · VALID

Interest-expense growth8thOwn-history percentile · N=13
Evidence method

Yoy · gp.financial.interest_expense

-43.42% · CORE · VALID

Interest-income growth8thOwn-history percentile · N=13
Evidence method

Yoy · gp.financial.interest_income

-8.36% · CORE · VALID

Cash and equivalents94thOwn-history percentile · N=17
Evidence method

Level · gp.fundamentals.cash

$710.1M · CORE · VALID

Sequential loan growth38thOwn-history percentile · N=16
Evidence method

Sequential · gp.financial.loans

-1.25% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History35 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
3.40%
Current
0.37%
Delta
-3.04%
Earnings Growth Increased
Previous
8.70%
Current
51.32%
Delta
42.62%
Funding Cost Growth Increased
Previous
-49.90%
Current
-43.42%
Delta
6.48%
Interest Income Growth Increased
Previous
-8.64%
Current
-8.36%
Delta
0.28%
Liquidity Decreased
Previous
$722.8M
Current
$710.1M
Delta
-$12.7M
Loan Growth Increased
Previous
-4.54%
Current
-1.25%
Delta
3.29%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.