Research / ACNB / Fundamental state Inspectable configuration
State dimensions Filing 0000715579-21-000076 Bank
Sequential deposit growth 73th Own-history percentile · N=15
Evidence method Sequential · gp.financial.deposits
3.40% · CORE · VALID
Net-income growth 45th Own-history percentile · N=11
Evidence method Yoy · gp.fundamentals.net_income
8.70% · CORE · VALID
Interest-expense growth 0th Own-history percentile · N=12
Evidence method Yoy · gp.financial.interest_expense
-49.90% · CORE · VALID
Interest-income growth 0th Own-history percentile · N=12
Evidence method Yoy · gp.financial.interest_income
-8.64% · CORE · VALID
Cash and equivalents 100th Own-history percentile · N=16
Evidence method Level · gp.fundamentals.cash
$722.8M · CORE · VALID
Sequential loan growth 0th Own-history percentile · N=15
Evidence method Sequential · gp.financial.loans
-4.54% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 4/4 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 2.61%
Current 3.40%
Delta 0.79% Earnings Growth Decreased
Previous 46.77%
Current 8.70%
Delta -38.07% Funding Cost Growth Decreased
Previous -36.30%
Current -49.90%
Delta -13.60% Interest Income Growth Decreased
Previous -4.41%
Current -8.64%
Delta -4.23% Liquidity Increased
Previous $592.9M
Current $722.8M
Delta $129.9M Loan Growth Decreased
Previous -3.33%
Current -4.54%
Delta -1.21% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.