Research / ACNB / Fundamental state Inspectable configuration
State dimensions Filing 0000715579-21-000012 Bank
Sequential deposit growth 75th Own-history percentile · N=12
Evidence method Sequential · gp.financial.deposits
3.31% · CORE · VALID
Net-income growth 11th Own-history percentile · N=9
Evidence method Yoy · gp.fundamentals.net_income
-22.46% · CORE · VALID
Interest-expense growth 11th Own-history percentile · N=9
Evidence method Yoy · gp.financial.interest_expense
20.53% · CORE · VALID
Interest-income growth 67th Own-history percentile · N=9
Evidence method Yoy · gp.financial.interest_income
22.62% · CORE · VALID
Cash and equivalents 100th Own-history percentile · N=13
Evidence method Level · gp.fundamentals.cash
$399.4M · CORE · VALID
Sequential loan growth 0th Own-history percentile · N=12
Evidence method Sequential · gp.financial.loans
-3.81% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 4/4 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 4.07%
Current 3.31%
Delta -0.77% Earnings Growth Decreased
Previous 7.31%
Current -22.46%
Delta -29.76% Funding Cost Growth Increased
Previous 11.54%
Current 20.53%
Delta 8.99% Interest Income Growth Increased
Previous 20.50%
Current 22.62%
Delta 2.12% Liquidity Increased
Previous $299.7M
Current $399.4M
Delta $99.7M Loan Growth Decreased
Previous -1.95%
Current -3.81%
Delta -1.86% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.