GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

HBT · Mar 31, 2022

HBT Financial, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-22-007620Bank
Sequential deposit growth44thOwn-history percentile · N=9
Evidence method

Sequential · gp.financial.deposits

2.08% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-10.76% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

-4.74% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

8.92% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents60thOwn-history percentile · N=10
Evidence method

Level · gp.fundamentals.cash

$359.0M · CORE · VALID

Sequential loan growth33thOwn-history percentile · N=9
Evidence method

Sequential · gp.financial.loans

-0.50% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
9.32%
Current
2.08%
Delta
-7.23%
Earnings Growth Decreased
Previous
52.72%
Current
-10.76%
Delta
-63.49%
Funding Cost Growth Increased
Previous
-9.91%
Current
-4.74%
Delta
5.17%
Interest Income Growth Increased
Previous
3.35%
Current
8.92%
Delta
5.57%
Liquidity Decreased
Previous
$409.3M
Current
$359.0M
Delta
-$50.3M
Loan Growth Decreased
Previous
16.62%
Current
-0.50%
Delta
-17.12%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.