GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

HBT · Sep 30, 2023

HBT Financial, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001628280-23-036704Bank
Sequential deposit growth47thOwn-history percentile · N=15
Evidence method

Sequential · gp.financial.deposits

0.81% · CORE · VALID

Net-income growth58thOwn-history percentile · N=12
Evidence method

Yoy · gp.fundamentals.net_income

26.16% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=12
Evidence method

Yoy · gp.financial.interest_expense

562.68% · CORE · VALID

Interest-income growth83thOwn-history percentile · N=12
Evidence method

Yoy · gp.financial.interest_income

51.33% · CORE · VALID

Cash and equivalents13thOwn-history percentile · N=16
Evidence method

Level · gp.fundamentals.cash

$111.9M · CORE · VALID

Sequential loan growth71thOwn-history percentile · N=14
Evidence method

Sequential · gp.financial.loans

3.03% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-3.39%
Current
0.81%
Delta
4.19%
Earnings Growth Decreased
Previous
31.15%
Current
26.16%
Delta
-4.99%
Funding Cost Growth Increased
Previous
470.52%
Current
562.68%
Delta
92.16%
Interest Income Growth Decreased
Previous
58.76%
Current
51.33%
Delta
-7.43%
Liquidity Increased
Previous
$109.8M
Current
$111.9M
Delta
$2.1M
Loan Growth Decreased
Previous
23.58%
Current
3.03%
Delta
-20.55%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.