GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

HBT · Dec 31, 2021

HBT Financial, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-22-003421Bank
Sequential deposit growth88thOwn-history percentile · N=8
Evidence method

Sequential · gp.financial.deposits

9.32% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

52.72% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

-9.91% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

3.35% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents67thOwn-history percentile · N=9
Evidence method

Level · gp.fundamentals.cash

$409.3M · CORE · VALID

Sequential loan growth100thOwn-history percentile · N=8
Evidence method

Sequential · gp.financial.loans

16.62% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.15%
Current
9.32%
Delta
9.47%
Earnings Growth Increased
Previous
29.84%
Current
52.72%
Delta
22.88%
Funding Cost Growth Decreased
Previous
2.41%
Current
-9.91%
Delta
-12.32%
Interest Income Growth Decreased
Previous
6.21%
Current
3.35%
Delta
-2.86%
Liquidity Decreased
Previous
$471.9M
Current
$409.3M
Delta
-$62.7M
Loan Growth Increased
Previous
-0.13%
Current
16.62%
Delta
16.74%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.