GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

HBT · Jun 30, 2023

HBT Financial, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-23-012901Bank
Sequential deposit growth0thOwn-history percentile · N=14
Evidence method

Sequential · gp.financial.deposits

-3.39% · CORE · VALID

Net-income growth73thOwn-history percentile · N=11
Evidence method

Yoy · gp.fundamentals.net_income

31.15% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=11
Evidence method

Yoy · gp.financial.interest_expense

470.52% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=11
Evidence method

Yoy · gp.financial.interest_income

58.76% · CORE · VALID

Cash and equivalents7thOwn-history percentile · N=15
Evidence method

Level · gp.fundamentals.cash

$109.8M · CORE · VALID

Sequential loan growth100thOwn-history percentile · N=13
Evidence method

Sequential · gp.financial.loans

23.58% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
20.17%
Current
-3.39%
Delta
-23.56%
Earnings Growth Increased
Previous
-32.31%
Current
31.15%
Delta
63.47%
Funding Cost Growth Increased
Previous
251.24%
Current
470.52%
Delta
219.28%
Interest Income Growth Increased
Previous
55.33%
Current
58.76%
Delta
3.43%
Liquidity Decreased
Previous
$177.1M
Current
$109.8M
Delta
-$67.3M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.