GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

HBT · Jun 30, 2022

HBT Financial, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-22-011861Bank
Sequential deposit growth0thOwn-history percentile · N=10
Evidence method

Sequential · gp.financial.deposits

-2.99% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

2.68% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

-4.35% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

14.80% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents9thOwn-history percentile · N=11
Evidence method

Level · gp.fundamentals.cash

$160.0M · CORE · VALID

Sequential loan growth20thOwn-history percentile · N=10
Evidence method

Sequential · gp.financial.loans

-1.47% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.08%
Current
-2.99%
Delta
-5.07%
Earnings Growth Increased
Previous
-10.76%
Current
2.68%
Delta
13.45%
Funding Cost Growth Increased
Previous
-4.74%
Current
-4.35%
Delta
0.39%
Interest Income Growth Increased
Previous
8.92%
Current
14.80%
Delta
5.88%
Liquidity Decreased
Previous
$359.0M
Current
$160.0M
Delta
-$198.9M
Loan Growth Decreased
Previous
-0.50%
Current
-1.47%
Delta
-0.97%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.