GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

HBT · Dec 31, 2022

HBT Financial, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-23-003139Bank
Sequential deposit growth25thOwn-history percentile · N=12
Evidence method

Sequential · gp.financial.deposits

-1.55% · CORE · VALID

Net-income growth33thOwn-history percentile · N=9
Evidence method

Yoy · gp.fundamentals.net_income

0.33% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=9
Evidence method

Yoy · gp.financial.interest_expense

23.37% · CORE · VALID

Interest-income growth89thOwn-history percentile · N=9
Evidence method

Yoy · gp.financial.interest_income

19.37% · CORE · VALID

Cash and equivalents8thOwn-history percentile · N=13
Evidence method

Level · gp.fundamentals.cash

$114.2M · CORE · VALID

Sequential loan growth75thOwn-history percentile · N=12
Evidence method

Sequential · gp.financial.loans

1.57% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-1.58%
Current
-1.55%
Delta
0.03%
Earnings Growth Decreased
Previous
13.94%
Current
0.33%
Delta
-13.61%
Funding Cost Growth Increased
Previous
16.00%
Current
23.37%
Delta
7.37%
Interest Income Growth Decreased
Previous
21.48%
Current
19.37%
Delta
-2.12%
Liquidity Increased
Previous
$78.2M
Current
$114.2M
Delta
$35.9M
Loan Growth Decreased
Previous
5.26%
Current
1.57%
Delta
-3.70%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.