GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

HBT · Mar 31, 2024

HBT Financial, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001628280-24-019634Bank
Sequential deposit growth29thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.deposits

-0.93% · CORE · VALID

Net-income growth86thOwn-history percentile · N=14
Evidence method

Yoy · gp.fundamentals.net_income

65.70% · CORE · VALID

Interest-expense growth71thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_expense

209.04% · CORE · VALID

Interest-income growth64thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_income

19.66% · CORE · VALID

Cash and equivalents50thOwn-history percentile · N=18
Evidence method

Level · gp.fundamentals.cash

$260.2M · CORE · VALID

Sequential loan growth6thOwn-history percentile · N=16
Evidence method

Sequential · gp.financial.loans

-1.76% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
4.84%
Current
-0.93%
Delta
-5.77%
Earnings Growth Increased
Previous
16.63%
Current
65.70%
Delta
49.08%
Funding Cost Growth Decreased
Previous
428.23%
Current
209.04%
Delta
-219.19%
Interest Income Growth Decreased
Previous
49.62%
Current
19.66%
Delta
-29.96%
Liquidity Increased
Previous
$141.3M
Current
$260.2M
Delta
$119.0M
Loan Growth Decreased
Previous
1.83%
Current
-1.76%
Delta
-3.59%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.