GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

HBT · Jun 30, 2026

HBT Financial, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0000775215-26-000069Bank
Sequential deposit growth40thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.78% · CORE · VALID

Net-income growth85thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

44.79% · CORE · VALID

Interest-income growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

38.59% · CORE · VALID

Cash and equivalents25thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$132.3M · CORE · VALID

Sequential loan growth50thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

1.41% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
33.13%
Current
-0.78%
Delta
-33.91%
Earnings Growth Increased
Previous
-41.28%
Current
44.79%
Delta
86.08%
Interest Income Growth Increased
Previous
13.78%
Current
38.59%
Delta
24.81%
Liquidity Decreased
Previous
$287.7M
Current
$132.3M
Delta
-$155.4M
Loan Growth Decreased
Previous
35.49%
Current
1.41%
Delta
-34.08%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Sep 30, 2023
Similarity
83%
Compared
5 dimensions
Coverage
100%
Liquidity 12.5 · Loan Growth 21.4 · Deposit Growth 6.7 · Earnings Growth 26.7 · Interest Income Growth 3.3
Mar 31, 2022
Similarity
77%
Compared
3 dimensions
Coverage
60%
Liquidity 35.0 · Loan Growth 16.7 · Deposit Growth 4.4
Mar 31, 2024
Similarity
76%
Compared
5 dimensions
Coverage
100%
Liquidity 25.0 · Loan Growth 43.8 · Deposit Growth 10.6 · Earnings Growth 0.7 · Interest Income Growth 15.7
Dec 31, 2024
Similarity
74%
Compared
5 dimensions
Coverage
100%
Liquidity 5.0 · Loan Growth 23.7 · Deposit Growth 15.0 · Earnings Growth 37.9 · Interest Income Growth 32.9
Sep 30, 2022
Similarity
73%
Compared
5 dimensions
Coverage
100%
Liquidity 25.0 · Loan Growth 31.8 · Deposit Growth 21.8 · Earnings Growth 35.0 · Interest Income Growth 20.0
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.