GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

HBT · Jun 30, 2024

HBT Financial, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001628280-24-034168Bank
Sequential deposit growth28thOwn-history percentile · N=18
Evidence method

Sequential · gp.financial.deposits

-0.96% · CORE · VALID

Net-income growth27thOwn-history percentile · N=15
Evidence method

Yoy · gp.fundamentals.net_income

-2.18% · CORE · VALID

Interest-expense growth67thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_expense

100.05% · CORE · VALID

Interest-income growth47thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_income

10.67% · CORE · VALID

Cash and equivalents42thOwn-history percentile · N=19
Evidence method

Level · gp.fundamentals.cash

$195.2M · CORE · VALID

Sequential loan growth53thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.loans

1.20% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
-0.93%
Current
-0.96%
Delta
-0.03%
Earnings Growth Decreased
Previous
65.70%
Current
-2.18%
Delta
-67.89%
Funding Cost Growth Decreased
Previous
209.04%
Current
100.05%
Delta
-108.99%
Interest Income Growth Decreased
Previous
19.66%
Current
10.67%
Delta
-9.00%
Liquidity Decreased
Previous
$260.2M
Current
$195.2M
Delta
-$65.0M
Loan Growth Increased
Previous
-1.76%
Current
1.20%
Delta
2.96%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.