GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PROV · Jun 30, 2018

PROVIDENT FINANCIAL HOLDINGS INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000939057-18-000449Bank
Sequential deposit growth5thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-1.62% · CORE · VALID

Net-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-59.07% · CORE · VALID

Interest-expense growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-4.00% · CORE · VALID

Interest-income growth55thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

0.70% · CORE · VALID

Cash and equivalents15thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$43.3M · CORE · VALID

Sequential loan growth45thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.95% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.62%
Current
-1.62%
Delta
-3.24%
Earnings Growth Decreased
Previous
51.35%
Current
-59.07%
Delta
-110.43%
Funding Cost Growth Decreased
Previous
-3.98%
Current
-4.00%
Delta
-0.02%
Interest Income Growth Decreased
Previous
4.01%
Current
0.70%
Delta
-3.31%
Liquidity Decreased
Previous
$50.6M
Current
$43.3M
Delta
-$7.3M
Loan Growth Increased
Previous
0.92%
Current
0.95%
Delta
0.03%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.