GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PROV · Dec 31, 2019

PROVIDENT FINANCIAL HOLDINGS INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000939057-20-000050Bank
Sequential deposit growth60thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

0.23% · CORE · VALID

Net-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

22.47% · CORE · VALID

Interest-expense growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-1.68% · CORE · VALID

Interest-income growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-1.91% · CORE · VALID

Cash and equivalents25thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$48.2M · CORE · VALID

Sequential loan growth80thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

1.88% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-1.13%
Current
0.23%
Delta
1.36%
Earnings Growth Decreased
Previous
40.54%
Current
22.47%
Delta
-18.07%
Funding Cost Growth Increased
Previous
-8.95%
Current
-1.68%
Delta
7.27%
Interest Income Growth Decreased
Previous
0.71%
Current
-1.91%
Delta
-2.62%
Liquidity Decreased
Previous
$54.5M
Current
$48.2M
Delta
-$6.3M
Loan Growth Decreased
Previous
5.04%
Current
1.88%
Delta
-3.16%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.