GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CIVB · Jun 30, 2021

CIVISTA BANCSHARES, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001564590-21-042610Bank
Sequential deposit growth20thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-2.94% · CORE · VALID

Net-income growth83thOwn-history percentile · N=18
Evidence method

Yoy · gp.fundamentals.net_income

40.90% · CORE · VALID

Interest-expense growth5thOwn-history percentile · N=19
Evidence method

Yoy · gp.financial.interest_expense

-33.96% · CORE · VALID

Interest-income growth37thOwn-history percentile · N=19
Evidence method

Yoy · gp.financial.interest_income

3.72% · CORE · VALID

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$245.3M · CORE · NOT_ENOUGH_HISTORY

Sequential loan growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-2.02% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
13.09%
Current
-2.94%
Delta
-16.03%
Earnings Growth Increased
Previous
37.34%
Current
40.90%
Delta
3.56%
Funding Cost Growth Increased
Previous
-34.29%
Current
-33.96%
Delta
0.33%
Interest Income Growth Increased
Previous
2.89%
Current
3.72%
Delta
0.83%
Liquidity Decreased
Previous
$437.2M
Current
$245.3M
Delta
-$191.9M
Loan Growth Decreased
Previous
0.08%
Current
-2.02%
Delta
-2.10%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.