GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CIVB · Mar 31, 2022

CIVISTA BANCSHARES, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001564590-22-019264Bank
Sequential deposit growth75thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

8.21% · CORE · VALID

Net-income growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-21.31% · CORE · VALID

Interest-expense growth35thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-8.59% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-4.12% · CORE · VALID

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$412.7M · CORE · NOT_ENOUGH_HISTORY

Sequential loan growth40thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

1.01% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.74%
Current
8.21%
Delta
8.95%
Earnings Growth Decreased
Previous
25.95%
Current
-21.31%
Delta
-47.26%
Funding Cost Growth Increased
Previous
-37.69%
Current
-8.59%
Delta
29.10%
Interest Income Growth Decreased
Previous
1.88%
Current
-4.12%
Delta
-6.00%
Liquidity Increased
Previous
$264.2M
Current
$412.7M
Delta
$148.5M
Loan Growth Increased
Previous
-0.35%
Current
1.01%
Delta
1.36%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.