GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CIVB · Sep 30, 2022

CIVISTA BANCSHARES, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001564590-22-037200Bank
Sequential deposit growth80thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

10.29% · CORE · VALID

Net-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

15.25% · CORE · VALID

Interest-expense growth65thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

55.00% · CORE · VALID

Interest-income growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

26.18% · CORE · VALID

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$40.9M · CORE · NOT_ENOUGH_HISTORY

Sequential loan growth90thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

12.96% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-6.10%
Current
10.29%
Delta
16.40%
Earnings Growth Increased
Previous
-15.96%
Current
15.25%
Delta
31.21%
Funding Cost Growth Increased
Previous
8.39%
Current
55.00%
Delta
46.61%
Interest Income Growth Increased
Previous
2.22%
Current
26.18%
Delta
23.96%
Liquidity Decreased
Previous
$233.3M
Current
$40.9M
Delta
-$192.4M
Loan Growth Increased
Previous
2.29%
Current
12.96%
Delta
10.67%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.