GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CIVB · Mar 31, 2021

CIVISTA BANCSHARES, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001564590-21-026031Bank
Sequential deposit growth80thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

13.09% · CORE · VALID

Net-income growth76thOwn-history percentile · N=17
Evidence method

Yoy · gp.fundamentals.net_income

37.34% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_expense

-34.29% · CORE · VALID

Interest-income growth28thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_income

2.89% · CORE · VALID

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$437.2M · CORE · NOT_ENOUGH_HISTORY

Sequential loan growth5thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.08% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
5.83%
Current
13.09%
Delta
7.26%
Earnings Growth Increased
Previous
-4.98%
Current
37.34%
Delta
42.32%
Funding Cost Growth Decreased
Previous
-21.74%
Current
-34.29%
Delta
-12.55%
Interest Income Growth Increased
Previous
1.85%
Current
2.89%
Delta
1.04%
Liquidity Increased
Previous
$139.5M
Current
$437.2M
Delta
$297.7M
Loan Growth Decreased
Previous
0.70%
Current
0.08%
Delta
-0.62%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.