GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CIVB · Mar 31, 2023

CIVISTA BANCSHARES, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000950170-23-018781Bank
Sequential deposit growth75thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

8.53% · CORE · VALID

Net-income growth90thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

52.23% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

415.46% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

68.41% · CORE · VALID

Cash and equivalents22thOwn-history percentile · N=9
Evidence method

Level · gp.fundamentals.cash

$52.7M · CORE · VALID

Sequential loan growth45thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

1.10% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-3.26%
Current
8.53%
Delta
11.79%
Earnings Growth Increased
Previous
-2.76%
Current
52.23%
Delta
54.99%
Funding Cost Growth Increased
Previous
74.91%
Current
415.46%
Delta
340.55%
Interest Income Growth Increased
Previous
19.18%
Current
68.41%
Delta
49.23%
Liquidity Increased
Previous
$43.4M
Current
$52.7M
Delta
$9.4M
Loan Growth Decreased
Previous
9.45%
Current
1.10%
Delta
-8.34%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.