GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CIVB · Mar 31, 2024

CIVISTA BANCSHARES, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000950170-24-056931Bank
Sequential deposit growth30thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.15% · CORE · VALID

Net-income growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-50.65% · CORE · VALID

Interest-expense growth75thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

143.41% · CORE · VALID

Interest-income growth55thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

20.68% · CORE · VALID

Cash and equivalents23thOwn-history percentile · N=13
Evidence method

Level · gp.fundamentals.cash

$50.3M · CORE · VALID

Sequential loan growth45thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

1.23% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
6.77%
Current
-0.15%
Delta
-6.92%
Earnings Growth Decreased
Previous
8.97%
Current
-50.65%
Delta
-59.62%
Funding Cost Growth Decreased
Previous
418.04%
Current
143.41%
Delta
-274.63%
Interest Income Growth Decreased
Previous
50.70%
Current
20.68%
Delta
-30.03%
Liquidity Decreased
Previous
$60.4M
Current
$50.3M
Delta
-$10.1M
Loan Growth Decreased
Previous
3.86%
Current
1.23%
Delta
-2.63%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.