GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CIVB · Jun 30, 2024

CIVISTA BANCSHARES, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000950170-24-094734Bank
Sequential deposit growth35thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.10% · CORE · VALID

Net-income growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-29.60% · CORE · VALID

Interest-expense growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

90.41% · CORE · VALID

Interest-income growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

16.75% · CORE · VALID

Cash and equivalents43thOwn-history percentile · N=14
Evidence method

Level · gp.fundamentals.cash

$55.8M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.15%
Current
-0.10%
Delta
0.04%
Earnings Growth Increased
Previous
-50.65%
Current
-29.60%
Delta
21.05%
Funding Cost Growth Decreased
Previous
143.41%
Current
90.41%
Delta
-53.00%
Interest Income Growth Decreased
Previous
20.68%
Current
16.75%
Delta
-3.93%
Liquidity Increased
Previous
$50.3M
Current
$55.8M
Delta
$5.5M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.