GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CIVB · Sep 30, 2021

CIVISTA BANCSHARES, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001564590-21-055704Bank
Sequential deposit growth45thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.32% · CORE · VALID

Net-income growth63thOwn-history percentile · N=19
Evidence method

Yoy · gp.fundamentals.net_income

25.51% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-47.06% · CORE · VALID

Interest-income growth45thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

4.99% · CORE · VALID

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$253.2M · CORE · NOT_ENOUGH_HISTORY

Sequential loan growth10thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-0.74% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-2.94%
Current
1.32%
Delta
4.27%
Earnings Growth Decreased
Previous
40.90%
Current
25.51%
Delta
-15.38%
Funding Cost Growth Decreased
Previous
-33.96%
Current
-47.06%
Delta
-13.10%
Interest Income Growth Increased
Previous
3.72%
Current
4.99%
Delta
1.27%
Liquidity Increased
Previous
$245.3M
Current
$253.2M
Delta
$7.9M
Loan Growth Increased
Previous
-2.02%
Current
-0.74%
Delta
1.28%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.