GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CIVB · Dec 31, 2024

CIVISTA BANCSHARES, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000950170-25-035961Bank
Sequential deposit growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.37% · CORE · VALID

Net-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-26.26% · CORE · VALID

Interest-income growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

13.11% · CORE · VALID

Cash and equivalents50thOwn-history percentile · N=16
Evidence method

Level · gp.fundamentals.cash

$63.2M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Dec 31, 20215/6 normalizedLevel 3Mar 31, 20225/6 normalizedLevel 3Jun 30, 20225/6 normalizedLevel 3Sep 30, 20225/6 normalizedLevel 3Dec 31, 20226/6 normalizedLevel 3Dec 31, 20226/6 normalizedAmended as filedMar 31, 20236/6 normalizedLevel 3Jun 30, 20236/6 normalizedLevel 3Sep 30, 20236/6 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20246/6 normalizedLevel 3Jun 30, 20245/5 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20244/4 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20254/4 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
8.27%
Current
-0.37%
Delta
-8.63%
Earnings Growth Decreased
Previous
-19.46%
Current
-26.26%
Delta
-6.80%
Interest Income Growth Decreased
Previous
15.19%
Current
13.11%
Delta
-2.08%
Liquidity Decreased
Previous
$74.7M
Current
$63.2M
Delta
-$11.5M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · CIVB Fundamental State →Transitioned To · CIVB Fundamental State →Transitioned To · CIVB DEPOSIT_GROWTH_DECREASED →Transitioned To · CIVB EARNINGS_GROWTH_DECREASED →Transitioned To · CIVB INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · CIVB LIQUIDITY_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.