Research / FRAF / Fundamental state Inspectable configuration
State dimensions Filing 0000723646-22-000073 Bank
Sequential deposit growth 36th Own-history percentile · N=11
Evidence method Sequential · gp.financial.deposits
1.54% · CORE · VALID
Net-income growth 38th Own-history percentile · N=8
Evidence method Yoy · gp.fundamentals.net_income
-21.00% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=8
Evidence method Yoy · gp.financial.interest_expense
38.03% · CORE · VALID
Interest-income growth 100th Own-history percentile · N=8
Evidence method Yoy · gp.financial.interest_income
22.26% · CORE · VALID
Cash and equivalents 100th Own-history percentile · N=12
Evidence method Level · gp.fundamentals.cash
$210.2M · CORE · VALID
Sequential loan growth 73th Own-history percentile · N=11
Evidence method Sequential · gp.financial.loans
1.36% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 29 states Self-history eligible
Dec 31, 2021 3/6 normalized Amended as filed Mar 31, 2022 3/6 normalized Level 3 Jun 30, 2022 3/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Amended as filed Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 5.19%
Current 1.54%
Delta -3.65% Earnings Growth Increased
Previous -32.12%
Current -21.00%
Delta 11.12% Funding Cost Growth Increased
Previous 6.11%
Current 38.03%
Delta 31.92% Interest Income Growth Increased
Previous 11.54%
Current 22.26%
Delta 10.72% Liquidity Increased
Previous $198.3M
Current $210.2M
Delta $11.9M Loan Growth Decreased
Previous 3.42%
Current 1.36%
Delta -2.05% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.