GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

FRAF · Jun 30, 2026

FRANKLIN FINANCIAL SERVICES CORP /PA/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0000723646-26-000074Bank
Sequential deposit growth55thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.85% · CORE · VALID

Net-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

11.90% · CORE · VALID

Interest-income growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

1.16% · CORE · VALID

Cash and equivalents65thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$195.0M · CORE · VALID

Sequential loan growth50thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

2.39% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History29 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.94%
Current
1.85%
Delta
-1.09%
Earnings Growth Decreased
Previous
69.22%
Current
11.90%
Delta
-57.33%
Interest Income Growth Decreased
Previous
2.63%
Current
1.16%
Delta
-1.47%
Liquidity Decreased
Previous
$210.8M
Current
$195.0M
Delta
-$15.7M
Loan Growth Increased
Previous
0.72%
Current
2.39%
Delta
1.67%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Mar 31, 2026
Similarity
83%
Compared
5 dimensions
Coverage
100%
Liquidity 25.0 · Loan Growth 20.0 · Deposit Growth 10.0 · Earnings Growth 15.0 · Interest Income Growth 5.0
Mar 31, 2022
Similarity
74%
Compared
3 dimensions
Coverage
60%
Liquidity 25.0 · Loan Growth 16.7 · Deposit Growth 32.8
Sep 30, 2025
Similarity
73%
Compared
5 dimensions
Coverage
100%
Liquidity 5.0 · Loan Growth 10.0 · Deposit Growth 40.0 · Earnings Growth 15.0 · Interest Income Growth 40.0
Mar 31, 2025
Similarity
73%
Compared
5 dimensions
Coverage
100%
Liquidity 30.0 · Loan Growth 30.0 · Deposit Growth 0.0 · Earnings Growth 17.8 · Interest Income Growth 39.4
Jun 30, 2024
Similarity
69%
Compared
5 dimensions
Coverage
100%
Liquidity 19.2 · Loan Growth 22.2 · Deposit Growth 0.6 · Earnings Growth 0.0 · Interest Income Growth 61.7
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.