Research / FRAF / Fundamental state Inspectable configuration
State dimensions Filing 0000723646-23-000040 Bank
Sequential deposit growth 8th Own-history percentile · N=13
Evidence method Sequential · gp.financial.deposits
-3.18% · CORE · VALID
Net-income growth 60th Own-history percentile · N=10
Evidence method Yoy · gp.fundamentals.net_income
9.30% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=10
Evidence method Yoy · gp.financial.interest_expense
415.98% · CORE · VALID
Interest-income growth 100th Own-history percentile · N=10
Evidence method Yoy · gp.financial.interest_income
43.77% · CORE · VALID
Cash and equivalents 43th Own-history percentile · N=14
Evidence method Level · gp.fundamentals.cash
$86.6M · CORE · VALID
Sequential loan growth 85th Own-history percentile · N=13
Evidence method Sequential · gp.financial.loans
2.55% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 29 states Self-history eligible
Dec 31, 2021 3/6 normalized Amended as filed Mar 31, 2022 3/6 normalized Level 3 Jun 30, 2022 3/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Amended as filed Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -9.01%
Current -3.18%
Delta 5.83% Earnings Growth Increased
Previous -23.85%
Current 9.30%
Delta 33.14% Funding Cost Growth Increased
Previous 67.57%
Current 415.98%
Delta 348.40% Interest Income Growth Increased
Previous 18.66%
Current 43.77%
Delta 25.12% Liquidity Increased
Previous $64.9M
Current $86.6M
Delta $21.7M Loan Growth Increased
Previous 0.32%
Current 2.55%
Delta 2.23% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.