Research / FRAF / Fundamental state Inspectable configuration
State dimensions Filing 0000723646-23-000057 Bank
Sequential deposit growth 29th Own-history percentile · N=14
Evidence method Sequential · gp.financial.deposits
0.73% · CORE · VALID
Net-income growth 55th Own-history percentile · N=11
Evidence method Yoy · gp.fundamentals.net_income
-16.82% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=11
Evidence method Yoy · gp.financial.interest_expense
595.81% · CORE · VALID
Interest-income growth 91th Own-history percentile · N=11
Evidence method Yoy · gp.financial.interest_income
43.77% · CORE · VALID
Cash and equivalents 20th Own-history percentile · N=15
Evidence method Level · gp.fundamentals.cash
$64.8M · CORE · VALID
Sequential loan growth 93th Own-history percentile · N=14
Evidence method Sequential · gp.financial.loans
6.32% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 29 states Self-history eligible
Dec 31, 2021 3/6 normalized Amended as filed Mar 31, 2022 3/6 normalized Level 3 Jun 30, 2022 3/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Amended as filed Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -3.18%
Current 0.73%
Delta 3.91% Earnings Growth Decreased
Previous 9.30%
Current -16.82%
Delta -26.12% Funding Cost Growth Increased
Previous 415.98%
Current 595.81%
Delta 179.83% Interest Income Growth Decreased
Previous 43.77%
Current 43.77%
Delta -0.00% Liquidity Decreased
Previous $86.6M
Current $64.8M
Delta -$21.7M Loan Growth Increased
Previous 2.55%
Current 6.32%
Delta 3.77% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.