Research / FRAF / Fundamental state Inspectable configuration
State dimensions Filing 0000723646-23-000018 Bank
Sequential deposit growth 0th Own-history percentile · N=12
Evidence method Sequential · gp.financial.deposits
-9.01% · CORE · VALID
Net-income growth 22th Own-history percentile · N=9
Evidence method Yoy · gp.fundamentals.net_income
-23.85% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=9
Evidence method Yoy · gp.financial.interest_expense
67.57% · CORE · VALID
Interest-income growth 89th Own-history percentile · N=9
Evidence method Yoy · gp.financial.interest_income
18.66% · CORE · VALID
Cash and equivalents 23th Own-history percentile · N=13
Evidence method Level · gp.fundamentals.cash
$64.9M · CORE · VALID
Sequential loan growth 58th Own-history percentile · N=12
Evidence method Sequential · gp.financial.loans
0.32% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 29 states Self-history eligible
Dec 31, 2021 3/6 normalized Amended as filed Mar 31, 2022 3/6 normalized Level 3 Jun 30, 2022 3/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Amended as filed Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 1.54%
Current -9.01%
Delta -10.54% Earnings Growth Decreased
Previous -21.00%
Current -23.85%
Delta -2.85% Funding Cost Growth Increased
Previous 38.03%
Current 67.57%
Delta 29.55% Interest Income Growth Decreased
Previous 22.26%
Current 18.66%
Delta -3.60% Liquidity Decreased
Previous $210.2M
Current $64.9M
Delta -$145.3M Loan Growth Decreased
Previous 1.36%
Current 0.32%
Delta -1.04% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.