Research / FRAF / Fundamental state Inspectable configuration
State dimensions Filing 0000723646-24-000016 Bank
Sequential deposit growth 19th Own-history percentile · N=16
Evidence method Sequential · gp.financial.deposits
-1.88% · CORE · VALID
Net-income growth 62th Own-history percentile · N=13
Evidence method Yoy · gp.fundamentals.net_income
-8.97% · CORE · VALID
Interest-expense growth 77th Own-history percentile · N=13
Evidence method Yoy · gp.financial.interest_expense
375.53% · CORE · VALID
Interest-income growth 85th Own-history percentile · N=13
Evidence method Yoy · gp.financial.interest_income
35.98% · CORE · VALID
Cash and equivalents 0th Own-history percentile · N=17
Evidence method Level · gp.fundamentals.cash
$23.1M · CORE · VALID
Sequential loan growth 81th Own-history percentile · N=16
Evidence method Sequential · gp.financial.loans
4.16% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 29 states Self-history eligible
Dec 31, 2021 3/6 normalized Amended as filed Mar 31, 2022 3/6 normalized Level 3 Jun 30, 2022 3/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Amended as filed Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 3.59%
Current -1.88%
Delta -5.47% Earnings Growth Increased
Previous -16.67%
Current -8.97%
Delta 7.70% Funding Cost Growth Decreased
Previous 557.86%
Current 375.53%
Delta -182.33% Interest Income Growth Increased
Previous 33.98%
Current 35.98%
Delta 2.01% Liquidity Decreased
Previous $74.0M
Current $23.1M
Delta -$50.8M Loan Growth Decreased
Previous 5.38%
Current 4.16%
Delta -1.21% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.