Research / FRAF / Fundamental state Inspectable configuration
State dimensions Filing 0000723646-22-000042 Bank
Sequential deposit growth 22th Own-history percentile · N=9
Evidence method Sequential · gp.financial.deposits
0.76% · CORE · VALID
Net-income growth RAW Current state valid · history insufficient
Evidence method Yoy · gp.fundamentals.net_income
-37.64% · CORE · NOT_ENOUGH_HISTORY
Interest-expense growth RAW Current state valid · history insufficient
Evidence method Yoy · gp.financial.interest_expense
-2.94% · CORE · NOT_ENOUGH_HISTORY
Interest-income growth RAW Current state valid · history insufficient
Evidence method Yoy · gp.financial.interest_income
-0.50% · CORE · NOT_ENOUGH_HISTORY
Cash and equivalents 90th Own-history percentile · N=10
Evidence method Level · gp.fundamentals.cash
$173.7M · CORE · VALID
Sequential loan growth 67th Own-history percentile · N=9
Evidence method Sequential · gp.financial.loans
0.22% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 29 states Self-history eligible
Dec 31, 2021 3/6 normalized Amended as filed Mar 31, 2022 3/6 normalized Level 3 Jun 30, 2022 3/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Amended as filed Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 2.59%
Current 0.76%
Delta -1.84% Earnings Growth Decreased
Previous 53.25%
Current -37.64%
Delta -90.89% Funding Cost Growth Increased
Previous -27.05%
Current -2.94%
Delta 24.11% Interest Income Growth Decreased
Previous 3.56%
Current -0.50%
Delta -4.06% Liquidity Decreased
Previous $175.1M
Current $173.7M
Delta -$1.4M Loan Growth Increased
Previous -1.90%
Current 0.22%
Delta 2.12% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.