Research / FRAF / Fundamental state Inspectable configuration
State dimensions Filing 0000723646-24-000042 Bank
Sequential deposit growth 47th Own-history percentile · N=17
Evidence method Sequential · gp.financial.deposits
1.39% · CORE · VALID
Net-income growth 64th Own-history percentile · N=14
Evidence method Yoy · gp.fundamentals.net_income
2.10% · CORE · VALID
Interest-expense growth 71th Own-history percentile · N=14
Evidence method Yoy · gp.financial.interest_expense
173.79% · CORE · VALID
Interest-income growth 86th Own-history percentile · N=14
Evidence method Yoy · gp.financial.interest_income
43.57% · CORE · VALID
Cash and equivalents 89th Own-history percentile · N=18
Evidence method Level · gp.fundamentals.cash
$182.6M · CORE · VALID
Sequential loan growth 59th Own-history percentile · N=17
Evidence method Sequential · gp.financial.loans
1.62% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 29 states Self-history eligible
Dec 31, 2021 3/6 normalized Amended as filed Mar 31, 2022 3/6 normalized Level 3 Jun 30, 2022 3/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Amended as filed Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -1.88%
Current 1.39%
Delta 3.27% Earnings Growth Increased
Previous -8.97%
Current 2.10%
Delta 11.07% Funding Cost Growth Decreased
Previous 375.53%
Current 173.79%
Delta -201.74% Interest Income Growth Increased
Previous 35.98%
Current 43.57%
Delta 7.59% Liquidity Increased
Previous $23.1M
Current $182.6M
Delta $159.4M Loan Growth Decreased
Previous 4.16%
Current 1.62%
Delta -2.54% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.