GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PDLB · Dec 31, 2025

Ponce Financial Group, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001193125-26-104610Bank
Sequential deposit growth27thOwn-history percentile · N=15
Evidence method

Sequential · gp.financial.deposits

-0.80% · CORE · VALID

Net-income growth63thOwn-history percentile · N=8
Evidence method

Yoy · gp.fundamentals.net_income

161.60% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=8
Evidence method

Yoy · gp.financial.interest_expense

-0.58% · CORE · VALID

Interest-income growth17thOwn-history percentile · N=12
Evidence method

Yoy · gp.financial.interest_income

14.07% · CORE · VALID

Cash and equivalents31thOwn-history percentile · N=16
Evidence method

Level · gp.fundamentals.cash

$126.2M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History18 statesSelf-history eligible
Mar 31, 20220/3 normalizedLevel 3Jun 30, 20220/3 normalizedLevel 3Sep 30, 20220/3 normalizedLevel 3Dec 31, 20220/6 normalizedLevel 3Mar 31, 20230/5 normalizedLevel 3Jun 30, 20230/6 normalizedLevel 3Sep 30, 20230/5 normalizedLevel 3Dec 31, 20231/5 normalizedLevel 3Mar 31, 20243/6 normalizedLevel 3Jun 30, 20242/4 normalizedLevel 3Sep 30, 20242/4 normalizedLevel 3Dec 31, 20243/5 normalizedLevel 3Mar 31, 20253/4 normalizedLevel 3Jun 30, 20253/4 normalizedLevel 3Sep 30, 20253/4 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.02%
Current
-0.80%
Delta
-1.82%
Earnings Growth Decreased
Previous
167.49%
Current
161.60%
Delta
-5.89%
Interest Income Growth Increased
Previous
13.45%
Current
14.07%
Delta
0.62%
Liquidity Decreased
Previous
$146.6M
Current
$126.2M
Delta
-$20.4M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · PDLB Fundamental State →Transitioned To · PDLB Fundamental State →Transitioned To · PDLB DEPOSIT_GROWTH_DECREASED →Transitioned To · PDLB EARNINGS_GROWTH_DECREASED →Transitioned To · PDLB INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · PDLB LIQUIDITY_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.