Method
Sequential · gp.financial.deposits
Raw value 6.47% · CORE
· Savings Institution, Federally Chartered
RESEARCH SNAPSHOTPonce Financial Group, Inc.'s latest supported as-filed period reports interest income of $51.7M, 12.6% above the comparable as-filed period. Every value below links to its SEC accession and metric lineage.
No material rule-based research observation currently meets GrossPattern's Insight value threshold. Current state, direction, and filing evidence remain available below.
A multidimensional view of the latest comparable filing—not a composite score or recommendation.
Sequential · gp.financial.deposits
Raw value 6.47% · CORE
Yoy · gp.fundamentals.net_income
Raw value 39.26% · CORE
Yoy · gp.financial.interest_income
Raw value 12.63% · CORE
Level · gp.fundamentals.cash
Raw value $140.0M · CORE
Business direction, financial quality, capital allocation, and governance evidence remain separate—never collapsed into a recommendation score.
Interpretation boundary Direction describes measurable company fundamentals. Governance reports observable evidence only; it does not grade management character or predict stock returns.
Latest available comparable states within 180 days, normalized with robust median/MAD statistics.
The most important deterministic changes, ranked by magnitude, issuer history, persistence, and accounting profile.
Net income changed +39.3% from the comparable as-filed period. The change ranks at the 4th percentile of 50 prior comparable changes.
Interest income changed +12.6% from the comparable as-filed period. The change ranks at the 16th percentile of 32 prior comparable changes.
Each point keeps the date investors could first observe it and its accession.
PDLB · as filed with the SEC · reported-date aware
Direct SEC links, filing dates, report periods, and amendment flags.
0001193125-26-334218SEC ↗8-KJul 27, 2026Period Jul 27, 20260001193125-26-316826SEC ↗8-KJun 12, 2026Period Jun 11, 20260001193125-26-268852SEC ↗10-QMay 7, 2026Period Mar 31, 20260001193125-26-209832SEC ↗8-KApr 24, 2026Period Apr 24, 20260001193125-26-174984SEC ↗8-KMar 31, 2026Period Mar 26, 20260001193125-26-132287SEC ↗10-KMar 13, 2026Period Dec 31, 20250001193125-26-104610SEC ↗Transaction semantics distinguish purchases, sales, awards, exercises, withholding, and derivatives.
| Filed / transacted | Reporting owner | Semantics | Shares | Price | Notional | Source |
|---|---|---|---|---|---|---|
| Feb 11, 2026Filed Feb 13, 2026 | Kouzilos IoannisEVP & Chief Lending Officer | Option ExerciseDirect | 2,929 | $10 | $30,579 | Form 4 ↗ |
| Feb 11, 2026Filed Feb 13, 2026 | Kouzilos IoannisEVP & Chief Lending Officer | Option ExerciseDirect | 4,000 | $13 | $53,240 | Form 4 ↗ |
| Feb 11, 2026Filed Feb 13, 2026 | Kouzilos IoannisEVP & Chief Lending Officer | Option ExerciseDirect | 2,000 | $10 | $20,660 | Form 4 ↗ |
| Feb 11, 2026Filed Feb 13, 2026 | Kouzilos IoannisEVP & Chief Lending Officer | Option ExerciseDirect | 2,000 | $11 | $21,040 | Form 4 ↗ |
GrossPattern stores immutable raw artifacts, accession-scoped facts, parser and metric versions, dependency edges, quality state, and channel-specific publication rights. A restricted or unknown ancestor blocks the page and API automatically.
SEC source policy ↗Deposits changed +11.2% from the comparable as-filed period. The change ranks at the 36th percentile of 28 prior comparable changes.
Cash & equivalents changed +10.6% from the comparable as-filed period. The change ranks at the 23th percentile of 56 prior comparable changes. This reverses 3 consecutive comparable moves in the opposite direction.
Debt changed +15.9% from the comparable as-filed period. The change ranks at the 67th percentile of 18 prior comparable changes.
Method note “Materiality” here is an analytical magnitude band, not a legal conclusion. Full filing-text semantic changes remain unpublished while excerpt rights and review thresholds are unresolved.
Latest supported period in this snapshot: 2026-06-30. Duration facts use direct quarterly or annual SEC contexts; GrossPattern does not manufacture missing Q4 values.
0001193125-26-050521| Kouzilos IoannisEVP & Chief Lending Officer |
| Open Market SaleDirect |
| 10,929 |
| $17 |
| $183,716 |
| Form 4 ↗ |
| Feb 11, 2026Filed Feb 13, 2026 | Kouzilos IoannisEVP & Chief Lending Officer | Option ExerciseDirect | 2,000 | $10 | $20,660 | Form 4 ↗ |
| Feb 11, 2026Filed Feb 13, 2026 | Kouzilos IoannisEVP & Chief Lending Officer | Option ExerciseDirect | 2,000 | $11 | $21,040 | Form 4 ↗ |
| Feb 11, 2026Filed Feb 13, 2026 | Kouzilos IoannisEVP & Chief Lending Officer | Option ExerciseDirect | 2,929 | $10 | $30,579 | Form 4 ↗ |
| Feb 11, 2026Filed Feb 13, 2026 | Kouzilos IoannisEVP & Chief Lending Officer | Option ExerciseDirect | 4,000 | $13 | $53,240 | Form 4 ↗ |