GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PDLB · Jun 30, 2026

Ponce Financial Group, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001193125-26-334218Bank
Sequential deposit growth71thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.deposits

6.47% · CORE · VALID

Net-income growth30thOwn-history percentile · N=10
Evidence method

Yoy · gp.fundamentals.net_income

39.26% · CORE · VALID

Interest-income growth14thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_income

12.63% · CORE · VALID

Cash and equivalents67thOwn-history percentile · N=18
Evidence method

Level · gp.fundamentals.cash

$140.0M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History18 statesSelf-history eligible
Mar 31, 20220/3 normalizedLevel 3Jun 30, 20220/3 normalizedLevel 3Sep 30, 20220/3 normalizedLevel 3Dec 31, 20220/6 normalizedLevel 3Mar 31, 20230/5 normalizedLevel 3Jun 30, 20230/6 normalizedLevel 3Sep 30, 20230/5 normalizedLevel 3Dec 31, 20231/5 normalizedLevel 3Mar 31, 20243/6 normalizedLevel 3Jun 30, 20242/4 normalizedLevel 3Sep 30, 20242/4 normalizedLevel 3Dec 31, 20243/5 normalizedLevel 3Mar 31, 20253/4 normalizedLevel 3Jun 30, 20253/4 normalizedLevel 3Sep 30, 20253/4 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Increased
Previous
4.26%
Current
6.47%
Delta
2.21%
Earnings Growth Decreased
Previous
44.71%
Current
39.26%
Delta
-5.44%
Interest Income Growth Increased
Previous
10.60%
Current
12.63%
Delta
2.03%
Liquidity Increased
Previous
$117.2M
Current
$140.0M
Delta
$22.8M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Mar 31, 2025
Similarity
80%
Compared
3 dimensions
Coverage
75%
Liquidity 28.2 · Deposit Growth 12.3 · Interest Income Growth 14.3
Sep 30, 2025
Similarity
80%
Compared
3 dimensions
Coverage
75%
Liquidity 0.0 · Deposit Growth 34.9 · Interest Income Growth 5.2
Mar 31, 2026
Similarity
79%
Compared
4 dimensions
Coverage
100%
Liquidity 37.3 · Deposit Growth 14.3 · Earnings Growth 3.3 · Interest Income Growth 14.3
Research Graph

Related governed research

Analogous To · PDLB state analogue 3 →Analogous To · PDLB state analogue 1 →Compared To · Savings Institution, Federally Chartered peers →Analogous To · PDLB state analogue 2 →Transitioned To · PDLB Fundamental State →Transitioned To · PDLB DEPOSIT_GROWTH_INCREASED →Transitioned To · PDLB EARNINGS_GROWTH_DECREASED →Transitioned To · PDLB INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · PDLB LIQUIDITY_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.