GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PDLB · Jun 30, 2025

Ponce Financial Group, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000950170-25-103249Bank
Sequential deposit growth46thOwn-history percentile · N=13
Evidence method

Sequential · gp.financial.deposits

1.86% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

91.10% · CORE · NOT_ENOUGH_HISTORY

Interest-income growth10thOwn-history percentile · N=10
Evidence method

Yoy · gp.financial.interest_income

18.22% · CORE · VALID

Cash and equivalents36thOwn-history percentile · N=14
Evidence method

Level · gp.fundamentals.cash

$126.6M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History18 statesSelf-history eligible
Mar 31, 20220/3 normalizedLevel 3Jun 30, 20220/3 normalizedLevel 3Sep 30, 20220/3 normalizedLevel 3Dec 31, 20220/6 normalizedLevel 3Mar 31, 20230/5 normalizedLevel 3Jun 30, 20230/6 normalizedLevel 3Sep 30, 20230/5 normalizedLevel 3Dec 31, 20231/5 normalizedLevel 3Mar 31, 20243/6 normalizedLevel 3Jun 30, 20242/4 normalizedLevel 3Sep 30, 20242/4 normalizedLevel 3Dec 31, 20243/5 normalizedLevel 3Mar 31, 20253/4 normalizedLevel 3Jun 30, 20253/4 normalizedLevel 3Sep 30, 20253/4 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
6.37%
Current
1.86%
Delta
-4.51%
Earnings Growth Decreased
Previous
146.85%
Current
91.10%
Delta
-55.75%
Interest Income Growth Increased
Previous
10.92%
Current
18.22%
Delta
7.30%
Liquidity Decreased
Previous
$129.9M
Current
$126.6M
Delta
-$3.3M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · PDLB Fundamental State →Transitioned To · PDLB Fundamental State →Transitioned To · PDLB DEPOSIT_GROWTH_DECREASED →Transitioned To · PDLB EARNINGS_GROWTH_DECREASED →Transitioned To · PDLB INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · PDLB LIQUIDITY_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.