GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PDLB · Dec 31, 2023

Ponce Financial Group, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000950170-24-033436Bank
Sequential deposit growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.deposits

7.60% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

275.26% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

52.10% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents50thOwn-history percentile · N=8
Evidence method

Level · gp.fundamentals.cash

$139.2M · CORE · VALID

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

6.06% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History18 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-2.83%
Current
7.60%
Delta
10.44%
Funding Cost Growth Decreased
Previous
321.68%
Current
275.26%
Delta
-46.41%
Interest Income Growth Decreased
Previous
54.88%
Current
52.10%
Delta
-2.78%
Liquidity Increased
Previous
$117.0M
Current
$139.2M
Delta
$22.2M
Loan Growth Increased
Previous
5.46%
Current
6.06%
Delta
0.60%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.