GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PDLB · Mar 31, 2023

Ponce Financial Group, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000950170-23-021896Bank
Sequential deposit growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.deposits

6.74% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

561.37% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

38.58% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$184.7M · CORE · NOT_ENOUGH_HISTORY

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

8.12% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History18 statesSelf-history eligible
Mar 31, 20220/3 normalizedLevel 3Jun 30, 20220/3 normalizedLevel 3Sep 30, 20220/3 normalizedLevel 3Dec 31, 20220/6 normalizedLevel 3Mar 31, 20230/5 normalizedLevel 3Jun 30, 20230/6 normalizedLevel 3Sep 30, 20230/5 normalizedLevel 3Dec 31, 20231/5 normalizedLevel 3Mar 31, 20243/6 normalizedLevel 3Jun 30, 20242/4 normalizedLevel 3Sep 30, 20242/4 normalizedLevel 3Dec 31, 20243/5 normalizedLevel 3Mar 31, 20253/4 normalizedLevel 3Jun 30, 20253/4 normalizedLevel 3Sep 30, 20253/4 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-7.31%
Current
6.74%
Delta
14.05%
Funding Cost Growth Increased
Previous
95.70%
Current
561.37%
Delta
465.67%
Interest Income Growth Increased
Previous
23.33%
Current
38.58%
Delta
15.25%
Liquidity Increased
Previous
$54.4M
Current
$184.7M
Delta
$130.3M
Loan Growth Increased
Previous
7.22%
Current
8.12%
Delta
0.90%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · PDLB Fundamental State →Transitioned To · PDLB Fundamental State →Transitioned To · PDLB DEPOSIT_GROWTH_INCREASED →Transitioned To · PDLB FUNDING_COST_GROWTH_INCREASED →Transitioned To · PDLB INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · PDLB LIQUIDITY_INCREASED →Transitioned To · PDLB LOAN_GROWTH_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.