GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PDLB · Jun 30, 2024

Ponce Financial Group, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000950170-24-094045Bank
Sequential deposit growth44thOwn-history percentile · N=9
Evidence method

Sequential · gp.financial.deposits

1.28% · CORE · VALID

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

41.39% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

24.91% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents30thOwn-history percentile · N=10
Evidence method

Level · gp.fundamentals.cash

$103.2M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History18 statesSelf-history eligible
Mar 31, 20220/3 normalizedLevel 3Jun 30, 20220/3 normalizedLevel 3Sep 30, 20220/3 normalizedLevel 3Dec 31, 20220/6 normalizedLevel 3Mar 31, 20230/5 normalizedLevel 3Jun 30, 20230/6 normalizedLevel 3Sep 30, 20230/5 normalizedLevel 3Dec 31, 20231/5 normalizedLevel 3Mar 31, 20243/6 normalizedLevel 3Jun 30, 20242/4 normalizedLevel 3Sep 30, 20242/4 normalizedLevel 3Dec 31, 20243/5 normalizedLevel 3Mar 31, 20253/4 normalizedLevel 3Jun 30, 20253/4 normalizedLevel 3Sep 30, 20253/4 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
5.18%
Current
1.28%
Delta
-3.90%
Funding Cost Growth Decreased
Previous
87.59%
Current
41.39%
Delta
-46.20%
Interest Income Growth Decreased
Previous
50.50%
Current
24.91%
Delta
-25.59%
Liquidity Decreased
Previous
$134.7M
Current
$103.2M
Delta
-$31.6M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · PDLB Fundamental State →Transitioned To · PDLB Fundamental State →Transitioned To · PDLB DEPOSIT_GROWTH_DECREASED →Transitioned To · PDLB FUNDING_COST_GROWTH_DECREASED →Transitioned To · PDLB INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · PDLB LIQUIDITY_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.