GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PDLB · Dec 31, 2024

Ponce Financial Group, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000950170-25-038826Bank
Sequential deposit growth36thOwn-history percentile · N=11
Evidence method

Sequential · gp.financial.deposits

0.78% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

227.33% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

42.24% · CORE · NOT_ENOUGH_HISTORY

Interest-income growth38thOwn-history percentile · N=8
Evidence method

Yoy · gp.financial.interest_income

29.21% · CORE · VALID

Cash and equivalents58thOwn-history percentile · N=12
Evidence method

Level · gp.fundamentals.cash

$139.8M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History18 statesSelf-history eligible
Mar 31, 20220/3 normalizedLevel 3Jun 30, 20220/3 normalizedLevel 3Sep 30, 20220/3 normalizedLevel 3Dec 31, 20220/6 normalizedLevel 3Mar 31, 20230/5 normalizedLevel 3Jun 30, 20230/6 normalizedLevel 3Sep 30, 20230/5 normalizedLevel 3Dec 31, 20231/5 normalizedLevel 3Mar 31, 20243/6 normalizedLevel 3Jun 30, 20242/4 normalizedLevel 3Sep 30, 20242/4 normalizedLevel 3Dec 31, 20243/5 normalizedLevel 3Mar 31, 20253/4 normalizedLevel 3Jun 30, 20253/4 normalizedLevel 3Sep 30, 20253/4 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
16.45%
Current
0.78%
Delta
-15.67%
Earnings Growth Increased
Previous
-6.06%
Current
227.33%
Delta
233.39%
Interest Income Growth Increased
Previous
23.24%
Current
29.21%
Delta
5.97%
Liquidity Decreased
Previous
$155.8M
Current
$139.8M
Delta
-$16.0M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · PDLB Fundamental State →Transitioned To · PDLB Fundamental State →Transitioned To · PDLB DEPOSIT_GROWTH_DECREASED →Transitioned To · PDLB EARNINGS_GROWTH_INCREASED →Transitioned To · PDLB INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · PDLB LIQUIDITY_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.