GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UBSI · Sep 30, 2020

UNITED BANKSHARES INC/WV. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001193125-20-288972Bank
Sequential deposit growth59thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.deposits

1.80% · CORE · VALID

Net-income growth79thOwn-history percentile · N=14
Evidence method

Yoy · gp.fundamentals.net_income

57.33% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_expense

-49.20% · CORE · VALID

Interest-income growth36thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_income

10.46% · CORE · VALID

Sequential loan growth24thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.loans

-0.41% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
41.96%
Current
1.80%
Delta
-40.16%
Earnings Growth Increased
Previous
-21.61%
Current
57.33%
Delta
78.94%
Funding Cost Growth Decreased
Previous
-42.26%
Current
-49.20%
Delta
-6.94%
Interest Income Growth Increased
Previous
-0.27%
Current
10.46%
Delta
10.73%
Loan Growth Decreased
Previous
29.76%
Current
-0.41%
Delta
-30.17%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.