GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UBSI · Mar 31, 2022

UNITED BANKSHARES INC/WV. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001193125-22-146065Bank
Sequential deposit growth30thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

0.53% · CORE · VALID

Net-income growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-23.61% · CORE · VALID

Interest-expense growth35thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-23.16% · CORE · VALID

Interest-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-1.39% · CORE · VALID

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$2.8B · CORE · NOT_ENOUGH_HISTORY

Sequential loan growth80thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

2.08% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
7.00%
Current
0.53%
Delta
-6.47%
Earnings Growth Decreased
Previous
27.23%
Current
-23.61%
Delta
-50.84%
Funding Cost Growth Increased
Previous
-51.77%
Current
-23.16%
Delta
28.61%
Interest Income Growth Decreased
Previous
-0.41%
Current
-1.39%
Delta
-0.98%
Loan Growth Decreased
Previous
7.71%
Current
2.08%
Delta
-5.63%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.