GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UBSI · Jun 30, 2023

UNITED BANKSHARES INC/WV. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001193125-23-207192Bank
Sequential deposit growth35thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

0.38% · CORE · VALID

Net-income growth20thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-3.30% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

820.66% · CORE · VALID

Interest-income growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

51.88% · CORE · VALID

Cash and equivalents80thOwn-history percentile · N=10
Evidence method

Level · gp.fundamentals.cash

$1.7B · CORE · VALID

Sequential loan growth55thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.70% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.08%
Current
0.38%
Delta
0.47%
Earnings Growth Decreased
Previous
20.38%
Current
-3.30%
Delta
-23.68%
Funding Cost Growth Increased
Previous
741.08%
Current
820.66%
Delta
79.59%
Interest Income Growth Decreased
Previous
62.38%
Current
51.88%
Delta
-10.51%
Liquidity Decreased
Previous
$1.9B
Current
$1.7B
Delta
-$226.3M
Loan Growth Increased
Previous
0.24%
Current
0.70%
Delta
0.46%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.