GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UBSI · Sep 30, 2021

UNITED BANKSHARES INC/WV. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001193125-21-324091Bank
Sequential deposit growth45thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.18% · CORE · VALID

Net-income growth11thOwn-history percentile · N=18
Evidence method

Yoy · gp.fundamentals.net_income

-11.21% · CORE · VALID

Interest-expense growth17thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_expense

-49.19% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_income

-7.70% · CORE · VALID

Sequential loan growth35thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-0.83% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.80%
Current
1.18%
Delta
0.38%
Earnings Growth Decreased
Previous
80.00%
Current
-11.21%
Delta
-91.21%
Funding Cost Growth Increased
Previous
-51.38%
Current
-49.19%
Delta
2.19%
Interest Income Growth Decreased
Previous
0.74%
Current
-7.70%
Delta
-8.44%
Loan Growth Increased
Previous
-2.71%
Current
-0.83%
Delta
1.88%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.